Debit Card Q&A

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Select “credit” whenever you can because it helps us keep your costs low!

Debit Card Q & A

Should I select “credit” or “debit”?

We report balances after closing on each business day (Monday through Friday). Therefore, if your direct deposit arrives on Friday morning before opening, those funds will not be available for debit card use until Friday evening, though the funds are available for immediate cash withdrawal in our offices. Circumstances beyond our control may also affect debit card availability, such as delays in the MasterCard system.

When are funds available?